What is an Automated Clearing House (ACH) payment?

As defined by the brains at Wikipedia: "Automated Clearing House (ACH) is an electronic network for financial transactions in the United States. ACH processes large volumes of credit and debit transactions in batches. ACH credit transfers include direct deposit payroll and vendor payments. ACH direct debit transfers include consumer payments on insurance premiums, mortgage loans, and other kinds of bills. Debit transfers also include new applications such as the Point-of-Purchase (POP) check conversion pilot program sponsored by NACHA-The Electronic Payments Association. Both the government and the commercial sectors use ACH payments. Businesses are also increasingly using ACH to collect from customers online, rather than accepting credit or debit cards."

SnapBill users who user Authorize.net can make both Credit Card (CC) and Automated Clearing House (ACH) payments. SnapBill does have basic integration for ACH payments, but a fully functioning complete ACH payment module is still in the development pipeline. SnapBill was developed and is based in South Africa. ACH payments are used by businesses in the US. It is for this reason that we have not had adequete chance to test and refine our ACH payment module. We are therefore not 100% confident in the implementation.

Full support of Authorize.net and ACH payments is high on our priority list. If you would like to use SnapBill to make ACH payments why not contact us. We would love to invite you to test the module in exchange for free use of the beta ACH payment module and system.